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Getting Started in Casinos With Debit Card Deposit

debit card casino

Making deposits on UK casino sites via debit cards is a hassle-free process completed in a matter of minutes. Note that you must have funds in your bank account to be able to top up your casino account through debit cards. Alternatively, you’d need an overdraft agreement with your financial institution, which can be as high as 40%.

There are three main card providers you’ll find in pretty much every debit card casino UK:

The next step would be finding a gambling site that will let you pay with debit card. There are a couple of great suggestions on this page.

Once you’ve chosen a top rated online casino from our list, here are the steps you need to take to make to deposit:

  1. Visit the site and sign up. Before you submit the application form, make sure to double-check all the information. It needs to match the details on your plastic — otherwise, your payment may get rejected.
  2. When you complete the registration process, log in to your account and go to the Cashier section. Select your debit card provider (Visa, Mastercard, Maestro).
  3. Type in the amount you want to deposit. When you confirm the payment, you’ll receive a code on your mobile phone or email. Enter the code and finalise the transaction. The funds will reach your account almost instantly.

Casino Deposit Debit Card: Limits and Fees

Deposit limits for debit cards are typically more flexible than any other payment method. Depending on the site, you can get started for as little as £10. The upper limit usually hovers around £10,000, although most UKGC sites don’t impose a cap on how much you can deposit on a weekly and monthly basis.

Generally speaking, online casinos don’t charge fees for debit card deposits, although your financial institution may do so.

How to Withdraw From a Casino Using a Debit Card

Withdrawing funds from casinos that accept debit card is as easy as depositing your money. As per the UKGC regulations, you’ll have to pass the KYC checks before being allowed to request a payout. This includes account verification along with submitting all the requested documents and approving them by the casino’s team after that.

Here’s how you can cash your winnings in your casino of choice:

  1. After verifying your account, log in to your account and go to the Cashier’s page.
  2. Click or tap on the Withdraw tab and select your debit card provider from the list.
  3. Enter the amount you want to cash out and follow the on-screen prompts.
  4. Before you order the payout, make sure the provided details match the ones from your account.
  5. That’s it — the funds should reach your bank account within five business days, depending on the financial institution and the casino in question.

Debit Card Casinos: Payout Fees and Processing Time

Debit cards are in the middle of the pack when it comes to payout speed. On average, debit account casino withdrawals are processed within 48–72 hours. It usually takes no more than 24 hours for the casino finance team to review the payout request. Besides, Visa users have an option of using the FastFunds services, which enables them to receive withdrawals to their account within 30 minutes after the transaction is approved by the system.

Usually, casino operators cover withdrawal fees, although some brands may impose a commission for facilitating these transactions. Either way, this kind of information will be prominently displayed in the Cashier section.

Safety and Security

Similar to a unique 4-digit PIN, you’ll receive a unique code via SMS or email with each purchase when processing e-payment. Only when you submit that code to the merchant (which can be a debit card casino) will your purchase (deposit) be processed.

Generally speaking, debit cards are one of the safest payment methods around. Their issuers and banks utilise cutting-edge encryption software that converts your transactions and personal information into a code only these financial institutions can read. What’s more, banks use additional safety protocols to monitor their users’ accounts and help detect unusual activity.

Add to all this the safety grid online casinos have in place, and you’ll realise why debit cards are nearly unhackable.

Why Use Debit Cards in Online Casinos?

The biggest reason why debit accounts are an ideal substitute for the now-banned credit ones is that they give you much better control over your gambling spendings. On debit card casino sites, customers can spend their money rationally, without overstepping their budgets in the heat of the moment.

Overall, debit cards give you a better grasp of your finances and are a much better choice than credit options.

Advantages of Using Debit Cards as Deposit Methods in Online Casinos

Debit cards may not be the fastest or the most anonymous payment methods, but players will still find a few advantages of using this banking solution for online casino deposits:

When you visit the cashier of debit card casino sites, it’s almost certain that you’ll run into at least one of these logos:

Here are the top 14 biggest banks in the UK that facilitate debit card payments towards online casino sites.

Bank’s name Types of cards Payment systems Gambling control
Barclays Bank Barclays Debit Card Visa, Mastercard YES
HSBC Bank HSBC Debit Card Visa, Mastercard YES
Lloyds Bank Business Debit Card Visa YES
NatWest NatWest Debit Card Mastercard YES
Royal Bank of Scotland RBS Debit Card Mastercard YES
Santander UK Santander Debit Card Mastercard YES
Clydesdale Bank Clydesdale Debit card Mastercard YES
Ulster Bank Ulster Bank Debit Card Visa YES
Starling Bank Starling Bank Debit Card Mastercard YES
Virgin Money Virgin Money Debit Card Mastercard YES
Monzo Bank Monzo Bank Debit Card Mastercard YES
Danske Bank Danske Bank Debit Card Mastercard YES
Think Money Think Money Debit Card Mastercard YES
First Direct First Direct Debit Card Mastercard YES

Debit Card Casino Types

One of the benefits of playing in debit card casinos is that they’re everywhere. Whatever iGaming corner you end up in, you’re almost certainly going to stumble upon a debit-card friendly operator.

Mobile casinos are a perfect match for debit cards, providing an added convenience to players who get to make quick and effortless payments on the go.

Debit cards go hand in hand with innovation, which is why it shouldn’t surprise you to see so many live dealer casinos on this page.

This payment system has branched into other gaming verticals as well, most notably online poker and bingo. There’s a growing number of bingo sites that accept debit card and are regulated to operate in the UK.

How to Pay With a Mobile Phone

Mobile payment systems are picking up steam on the UK online casino scene. The two biggest mobile operating systems — iOS and Android — have ventured into the online payment realm and released their proprietary banking solutions.

As a result, we’re starting to see more and more Google Pay casinos and Apple Pay casinos across the UK. Both systems are equally great in their own regard — it’s only a matter of personal preference.

Want to Get In on the Action? Pick Our Recommended Casinos with Pay by Debit Card Option

FAQ

Are debit cards a good payment method?

They most certainly are. Debit cards provide several benefits to online casino players — trustworthiness, ease-of-use, security, enhanced bank management, and more.

Can I make casino payments with my debit card?

Absolutely! Debit cards work as a two-way payment system and will allow you to perform both deposits and withdrawals. Some casino sites may even offer a special bonus for new players who deposit via debit cards.

Do I have to pay any fees for using debit cards in online casinos?

It depends on the casino operator, but in most cases, you won’t have to. Still, your financial institution may charge a small fee, usually for payouts.

Can I get a bonus when I make a deposit with a debit card?

Jamie Wall

Jamie Wall

Casino Analyst

You’ll probably never meet a person who knows more about casino mechanics than Jamie Wall. As a former game developer at NetEnd, he knows how the games are made and how to play them.
Mail: [email protected]