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UK Live Baccarat Online Casino Sites

What is Live Baccarat?

Baccarat is a comparing card game pitting the “player” against the “banker.” Rather than referring to the player and the casino, these two terms refer merely to the two different sides the player can bet on. The objective is to predict which side will win, i.e., have a hand total closest to nine without going over.

According to some accounts, baccarat may have originated more than 600 years ago. The game is believed to have been invented by an Italian named Felix Falguiere in the 1400s. As a matter of fact, the word “baccarat” is Italian in origin. It means “zero” — referring to the value of tens and face cards in the game.

How We Rank the Best Baccarat Live Casinos for British Players

Finding the best online casinos offering baccarat requires carefully examining the potential candidates. Let’s take a look at the main criteria our expert team uses to conduct this process:

Pros and Cons of Live Dealer Baccarat

While baccarat attracts many players, it’s certainly not everyone’s cup of tea. This section will explore the main pros and cons of playing live casino baccarat.



What Makes Live Baccarat Attractive?

Live online baccarat wouldn’t be so widely available in online casinos if it weren’t sought after. Here are the main reasons players love this game:

How do Online Live Baccarat Games Work?

Baccarat live online games are hosted by real human dealers. After the game loads, you can see a baccarat table and the dealer sitting on the other side. Everything that happens on the table is recorded with HD cameras and streamed in real-time. Games also usually feature multiple camera angles for a more immersive experience.

Live casino baccarat games also enable you to communicate with the dealer and other players via chat. You and other participants can type in the chat box, whereas the dealer replies by speaking into the microphone.

Live Baccarat Online Compared to RNG and Land-Based Baccarat

Online baccarat games, whether RNG or live, let you get in the action directly from your computer or smartphone without the need to travel to an actual establishment. They may also have lower table limits, making them suitable for all budgets.

There are also some notable differences between the two online game versions. Namely, RNG baccarat plays much quicker than live dealer versions. It has no seat limits, so you won’t have to wait to join. These titles also often feature much lower table limits, so everyone can afford to play them.

Live online baccarat, on the other hand, provides a more realistic casino gaming experience thanks to human dealers and live streaming. There is also a greater variety of online games, with some titles offering more immersive gameplay than others. Finally, they enable communication with the dealer and other players, facilitating socialisation during the session.

How to Play Baccarat Live Games

We’ve already praised baccarat for being a breeze to learn and play. This section will outline the basic game rules and types of bets to help you get started.

Fundamentals of Baccarat

Unlike some other card games, baccarat doesn’t pit the players against each other or the house. Instead, the players’ goal is to correctly predict which of the two sides in a game will win. Winning in baccarat means getting a hand total as close as possible to nine without going over.

The two sides you can bet on in baccarat are the “banker” and the “player.” At the beginning of each round, each side receives two cards. The sum of the side’s hands is calculated using the following values:

If the sum of the cards exceeds nine, the left digit of the sum is dropped. Therefore, a sum of 10 is 0 (also called baccarat), a sum of 13 is 3, a sum of 17 is 7, and so on.

Bets in Live Baccarat

Live baccarat tables are divided into sections signifying the different bets you can make. In land-based casinos, these sections are marked right onto the felt, whereas they are often digitalised in online versions of the game.

To place a bet in live baccarat, simply choose the bet size and click on the area of the screen signifying the bet you’d like to make. Here are the basic types of bets you can make in live baccarat:

The banker side in baccarat has a slightly higher probability of winning. Casinos take a 5% commission on all banker wins to cover the difference.

Third-Card Rules

In certain situations, the dealer may have to add a third card to either player, banker, or both. Let’s take a look at the rules determining when this should happen.

Player Hand

Every time the player side has a hand total of 0, 1, 2, 3, 4, or 5, the dealer will draw a third card for this hand. If the player’s hand total is over five, nothing will happen.

Banker Hand

The hand receives another card if the sum of the banker’s two initial cards is between 0 and 2. However, the banker can also draw an additional card in other circumstances. Namely, this can only happen after the player has drawn a third card in the following scenarios:

Online Live Baccarat Variations

The range of available online baccarat live games is impressive. Some of the most popular variations you can find include:

What Do Best Live Baccarat Casino Sites Bring to the Table?

When you play live casino games in any of the recommended online casinos on our list, you can expect only the best. Here are some of the most prominent advantages of these sites:

Baccarat Live Online Bonuses and Promotions

Online casino sites with live baccarat games offer a wide range of promotions you can claim. Unfortunately, bonus funds in online casinos are rarely valid in live dealer games, but you can spend them on RNG table games and slots.

Some of the most common types of these offers include:

Baccarat Online Live Games For Real Money

Live casino baccarat games don’t come in free-play mode, so you need to spend real money to play them. However, this doesn’t mean you have to break the bank to afford a seat at the baccarat live table.

Some games feature stakes lower than £1. If you’re on a budget, a good choice can be Pragmatic Play’s Live Speed Baccarat, with minimum bets starting at just £0.20. Other options are Live Baccarat by Ezugi with a £0.50 minimum or Evolution’s Golden Wealth Baccarat with a £1 minimum.

On the other hand, if you’re a high-roller, you may want to try NetEnt’s and Playtech’s High-Stakes Baccarat variations. These games accept bets of between £10 and £1,000.

Baccarat Live Casino Games With the Highest RTP

Baccarat live dealer games are pretty straightforward when it comes to RTP. The game’s payout percentage depends on the bet type and is relatively uniform across the different game variations.

Player bets have a house edge of 1.24%, and banker bets come with a house edge of 1.06%. Tie bets have the highest house edge of all bets — 14.36%. These discrepancies are why players pay a 5% commission on banker bet wins and tie wins pay 8:1 or 9:1.

Top Software Providers of Live Baccarat Casino Games

Baccarat’s enormous popularity has prompted many notable online casino game developers to create variations of the game. Here are the top live casino game providers whose games you can find in the best casinos on our list:

Live Online Baccarat Casinos: Payment Methods

There are no specific payment methods explicitly intended for blackjack live games. The casinos offering these titles enable different banking options you can use to deposit money and withdraw your winnings. These include:

Live Baccarat and Responsible Gambling

Being able to play casino games responsibly is paramount. Therefore, the gambling websites we recommend encourage players to set deposit limits to control their spending. Players are also advised to set session and loss limits to manage their gambling habits better.

If you or anyone you know is struggling with gambling problems, feel free to refer to these agencies:

Final Thoughts

Live baccarat is a top-rated online casino game you can find in most online casinos. However, if you want to make sure you play on secure sites with high-quality service, feel free to pick a casino from our list on this page. We recommend only the best online casinos with the most generous bonuses and the best payout conditions. Pick your operator today and start playing the best live baccarat games in 2023!


Is baccarat live rigged?

No, it isn’t. If you play in regulated casinos promoted on this page, you can be sure its games are fair. What’s more, the providers offering these games are also regulated and trustworthy.

Are baccarat live casino games available in free play mode?

No, they aren’t. Casinos don’t offer these games in free play mode as it costs a lot to stream them. Therefore, players must have enough money in their account balance to join them.

Is there a strategy I can use to win in live baccarat?

Predicting the outcome of a baccarat game is very difficult. Therefore, you may use specific strategies to prevent huge losses but not to guarantee a win.

What live baccarat game has the lowest house edge?

The house edge in baccarat depends on the bets you make. The banker bet comes with the lowest house edge of only 1.06%. This rate is stable across different baccarat variations.

Where do providers film baccarat live games?

Game developers record live baccarat games in specialised studios or designated areas of brick-and-mortar casinos worldwide. You can get more information on the providers’ official websites.

How many decks does live baccarat use?

Depending on the variant, a live baccarat game can use between six and nine decks of cards.

Can the baccarat dealer see me while I’m playing the game?

No, they can’t. When you play live baccarat or any other live casino game, you can see the dealer because there are multiple cameras recording them. However, the dealer can’t see you or other players.

Is it possible to communicate with the dealer and other players in live baccarat?

Yes, it is. You can use the chat box in the game to send a message to the dealer or other players. The fellow players will respond in the chat box, whereas the dealer will respond by speaking into the camera.

Is it possible to squeeze the cards in live baccarat?

Yes, it is. There are particular variations of the game that make this possible. In some variations, only the dealer is allowed to squeeze the cards, while in others, players can do that, too.

What is the best baccarat live variant?

The answer to this question depends entirely on your needs and preferences. You can look at the popular variations of baccarat in the section above. We have also outlined the best low- and high-stakes options to help you decide.

Do casinos offer live baccarat streamed from land-based casinos?

Yes, they do. Depending on the provider and the game variation, you can find games streamed from real brick-and-mortar casinos.