Best Payout Online Casino Sites
Best Payout Casinos UK: What Is Return to Player?
RTP, short for Return to Player, was the key component in our analysis of the top payout casino sites in the UK. This metric shows how much of the wagered money a certain casino game will pay back to the player over time.
It’s expressed as a percentage that varies based on the type of game and the title in question. Online slots have an average return to player rate of 96%.
The game’s RTP and house edge can be viewed as two sides of the same coin. While the house edge represents the casino’s built-in advantage for a given game, the return to player (RTP) denotes the player’s potential winnings from that game.
Simply put, house edge displays how much profit the casino stands to make from a certain game, while RTP is exactly the opposite — it shows how much profit the player stands to make on average.
RTP + house edge = 100%
The formula for calculating house edge and RTP is simple, especially when you know the value of one of these parameters. RTP is calculated by subtracting the house edge from 100%, and the opposite is true as well — when you subtract RTP from 100%, whatever is left is the house edge.
Top Payout Casinos: RTP Explained
Previously, we’ve discussed how RTPs work in theory. Now let’s put this knowledge into practice.
Say you’ve registered with one of the best payout online casino UK sites from the list above, topped up your account with funds, and started playing the Mega Joker slot from NetEnt. This game has an RTP of 99%, which is among the highest of all online slots.
As a result, Mega Joker should theoretically pay you back £97 of every £100 you wager on it. The key word here is “theoretically” since the RTP of a slot is calculated over a huge (near-infinite) number of spins. There’s no telling what could happen during such a short session. You may win £93 per £100 spent, while on other occasions, you might end up winning £120 on the same wager.
Best Payout Online Casinos: Payback Percentage as a Whole
So far, we’ve talked about the RTP in the context of a single (specific) game. Now let’s expand on that and add the casino’s payout rate as a whole to the discussion.
The overall payout percentage of a casino is calculated using a simple formula:
Net Player Winnings ÷ Net Player Losses
Best online casino payout rates hover around 97%, as can be seen from the table above.
It’s important to note that casino operators can’t alter the games’ RTPs on their own. They can, however, purchase a lower RTP version from the software provider for a certain game.
The first software vendor that comes to mind when discussing slots with varying RTP levels is Play’n GO. It tends to provide several RTP models for a single game. These may range from 96% to 86%. It is perfectly legal for casinos to purchase any version they deem appropriate.
As a result, you may find a casino that offers 95% payout percentages on Play’n GO slots, while some other casinos with highest slots payouts may offer 96% payback rates on this provider’s games. Obviously, this will affect the casino’s overall payback percentage in the long run.
Best Payout Casinos in the UK: Validity of the RTP
According to the UKGC regulations, all licensed casinos must display the RTP values for specific games on their software help page. If a casino displays an incorrect RTP percentage, it can face huge fines and may even have its licence revoked.
Some operators (such as Betfred casino) transparently display their payback percentages for every game they have in their library on a dedicated RTP page. Most of the time, you have to load the game manually to check its RTP.
The best payout gambling sites undergo regular RTP audits to prove their fairness. Testing agencies such as eCOGRA, iTech Labs, and GLI determine whether a casino uses a random number generator system and if its software is fair.
Closer Look at Top Payout Online Casino Sites
Since this page has several references to best payout casino UK sites, you may be wondering what we mean by this term. Is this a casino that has the highest RTP percentages or the fastest withdrawal turnaround time? It’s both.
So, what’s the difference between the best online casino with fast withdrawal listed on our page and a “regular” casino? For one thing, our recommended casinos process withdrawals at a faster pace than their competitors.
The second point of differentiation is the payback percentage. There is a higher payout rate among the sites featured on this page than in other casinos operating in the UK.
Mathematically speaking, it makes sense to play on the best paying online casino sites.
Pros of Playing on Best Payout Online Casino Sites
There are several benefits to playing at our top-rated sites:
- You’ll get a better bang for your buck.
- You’ll have access to the highest-paying versions of slots.
- You’ll be able to cash out withdrawals quickly.
Cons of Playing on Best Payout Casino Sites
Unfortunately, there are also some drawbacks related to using these sites:
- Faster withdrawal speeds may be reserved for VIP users only.
- The fastest payment methods are sometimes excluded from bonuses.
Best Withdrawal Online Casino Sites: Selection and Rating Process
The top payout casino UK sites don’t grow on trees. Still, most UK casinos offer similar services, making it challenging to discern which one is the best.
Here’s how you can identify an elite UK casino with a superb payout rate and fast withdrawal speed:
- Licence — Choosing a properly regulated casino is a must. You should only play on a UKGC-licensed site if you want your rights to be protected, your funds and personal information to be safe, and the results of games to be fair.
- Banking — One way to identify the best online casino with instant withdrawal is by checking the number of payment methods accepted. With more options, there is a higher chance that a fast cashout method is available. Also, you should check how quickly the casino handles withdrawal requests (it takes an average of 24 to 48 hours).
- Software Providers — Some software providers are known for producing high RTP games. Slots by NetEnt, for instance, have the highest payout rates of any slot manufacturer. As a result, a casino that collaborates with NetEnt should receive bonus points in your evaluation test.
- High-RTP games — As we’ve discussed earlier, some software providers offer slots with varying RTP configurations, and casinos can choose which RTP model they wish to purchase. Therefore, we advise you to check out the best online slots payout percentage offered by the provider for your game and compare it to what the casino offers. If you notice that most of the casino’s slots are low-paying, then you may want to consider seeking entertainment elsewhere.
- Overall Payout Rate — It’s a good idea to crunch the numbers of individual payout reports from independent audit agencies (these are posted on the agencies’ websites). The reports display how much the casinos give back to players. The highest payout online casino UK sites have average RTPs of around 97%.
Additional Factors to Consider
The payout percentages and withdrawal speed aren’t the only things you should take into account when looking for the best payout casino. There are plenty of other factors to consider as well.
- ADR providers’ availability — When there is a misunderstanding or when the casino hasn’t paid winnings on time, the Alternative Dispute Resolution is the best recourse. This independent service provides assistance in resolving disputes between the casino and players when the casino’s customer support is unable to resolve an issue. The most notable ADR provider is IBAS (the Independent Betting Adjudication Service), and it’s approved by the UKGC.
- Wagering requirements — The size of the playthrough requirements is hands down the best indicator of the bonuses’ true value. With wagering requirements that are too strict, you won’t have much chance of winning anything. It’s not a coincidence that our best payout sites have friendly wagering requirements attached to their promotions.
- Terms and conditions — Before committing to a casino, make sure to read the T&Cs thoroughly. In the fine print, you will find a listing of the casino’s house rules — what’s allowed and what’s not. Furthermore, there’s info on bonus eligibility, banking limits, and other important topics.
- KYC — This is an acronym for Know Your Customer, and it refers to a security process all UKGC-licensed casinos employ. Its purpose is to verify the identity of users and prevent underage gambling and money laundering. The best payout online casino sites listed on this page process KYC requests quickly, usually within a day or so.
Best Payout Casino Games
Different types of games have varying RTP percentages. In addition, variations of the same game may have different payback ratios.
With that in mind, here are the best paying online casino games:
- Blackjack — When a basic strategy is applied, online blackjack has one of the lowest house edges of all casino games. With blackjack, the RTP varies based on the number of decks used, rules variation, and the software provider.
- Baccarat — One of the most appealing aspects of baccarat is its excellent payback percentage. It boasts a 1.04% house edge on the banker bet and a 1.24% house edge on the player wager.
- Craps — Most operators only offer the live casino version of craps. The payout rate of craps varies significantly depending on the bet. The house edge for the Don’t Pass wager is the lowest — 1.36%.
- Video poker — With optimal play, the full-pay version of Jacks or Better can offer up to 99.54% RTP. Several other iterations of the classic game feature high payback percentages as well, though it’s always a good idea to consult the paytables in the settings lobby.
- Slots — Compared to table games, slots have a slightly lower RTP rate on average, but they make up for it with a massive win potential. On a given spin, you can win prizes worth several times your stake.
- Roulette — Out of the Big Three roulette games, French roulette has the highest return on even-money wagers — 98.65%, thanks to the inclusion of the La Partage rule. With an RTP of 94.74%, its American counterpart is much less lucrative.
The following table shows the average payout rates of the most popular game categories:
| Game Type |
Average RTP |
| Blackjack |
99.5% |
| Baccarat |
98.44% |
| Video poker |
97%–99.54% |
| Craps |
97.02% |
| Slots |
86%–99% |
| Roulette |
96.21% |
15 Best Payout Online Slots UK
How to Find the Highest Payout Online Casino UK
Below are a few quickfire tips to help you identify the best online casinos that payout at high rates:
- Must-have features — Above everything, your chosen casino should be licensed and trustworthy. After that, you can consider other features, such as the selection of games, withdrawal speed, and customer support. If the casino excels in these areas, it’s definitely worthy of consideration.
- Software developers — The best online casino payout rates can only be achieved by casino operators collaborating with software providers who produce high-paying games. These include heavy hitters like NetEnt, Play’n GO, Pragmatic Play, Playson, Microgaming, Yggdrasil, and Quickspin.
- Promotions — From a hefty welcome bonus and free spins to cashbacks and other ongoing offers, your casino of choice should offer plenty of promotions to its new and existing customers. If a no deposit bonus and a loyalty program are offered, better still!
Why Do Best Payout Online Casino UK Sites Collect Your Personal Data?
Each online casino requires users to share a great deal of personal information upon signing up and completing the KYC — something that not every player is comfortable with. Still, you don’t need to worry about this because casinos use top-notch security measures to protect your data — what’s more, the regulators require them to store and gather the data in a specific manner. You can learn more about this in the casino’s Privacy section.
Casinos collect so much data from players for several reasons:
- They are legally obligated to do so — A UKGC-licensed casino must follow strict underage and anti-money laundering (AML) protocols. This policy requires the casino to verify that you are of legal gambling age and not using the platform for money laundering.
- They want to provide a more personalized experience — One of the prime reasons why the top payout online casino sites gather information from their users is to provide a more tailored offering. It’s not uncommon for a casino to present personalized promotional offers to VIP players based on their previous history and preferences.
- They want to make the processing of payments easier: Casinos online ask for financial information so that they can facilitate deposits and withdrawals. They work with banks and other third-party providers to process payments.
How to Cash Out From the Best Payout Online Casino
Here’s a mini step-by-step guide on how to withdraw winnings from our recommended sites:
- Log in to your account.
- Complete the KYC verification. You’ll be asked to provide proof of ID and address. Common paperwork includes passport/driver’s licence, bank statement, utility bill, proof of income, and more.
- Find the Withdraw button under your account menu.
- Select the payment method (the minimum withdrawal and maximum withdrawal limits should be displayed in the cashout lobby).
- Follow the on-screen prompts and input the amount you wish to cash out along with your financial details (bank account, debit card number, e-wallet link).
- Complete the transaction.
- When you submit the withdrawal request, the casino’s financial department will review it within 24 to 48 hours. After that, it is sent to your payment processor.
- Depending on the chosen method, you should get access to your winnings within 24 hours and 7 business days.
Most Efficient Payment Methods for Fast Withdrawals
There are some online payment methods that process casino payouts faster than others. The best instant withdrawal casino sites allow you to receive your winnings only one hour after submitting your withdrawal request.
That said, here are the fastest payment methods for casino withdrawals:
| Method |
Availability |
Processing Time |
Payout Limits |
| PayPal |
Widespread |
Instant to 24 hours |
Great |
| Skrill |
Offered by most casinos |
Instant to 24 hours |
Great |
| Neteller |
Offered by most casinos |
Instant to 24 hours |
Great |
| ecoPayz |
Offered by most casinos |
Instant to 24 hours |
Great |
| Trustly |
Solid |
Instant to 24 hours |
Great |
| Bank transfer |
Widespread |
1–5 working days |
Exceptional |
| Debit cards (Visa, Mastercard, Maestro) |
Widespread |
1–3 working days |
Exceptional |
Closing Thoughts
Best payout casino sites are the cream of the crop of the gambling industry. In addition to offering huge bonuses, a wealth of games, and 24/7 customer support, these platforms also score well on two of the most critical selection criteria — payout rate and withdrawal speed.
You can get up and running within minutes — just click on our featured links and you’ll be instantly navigated to your chosen casino. From there, you’ll need a few minutes to register and deposit.
